Christine Furnari

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Christine Furnari

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Should You Help Your Kids Pay for Their Mortgage?

Should You Help Your Kids Pay for Their Mortgage?

According to a recent survey, almost a quarter of millennials and Gen Z homeowners said their parents had given them money in the past year to help with a rent or mortgage payment. That’s not hard to understand considering how much skyrocketing inflation

Apr 04, 2023 |

CalHFA California Dream Loan Program: A Path to Homeownership

  What is CalHFA California Dream Loan Program? The CalHFA California Dream Loan Program is designed to help first-time homebuyers purchase a home with no down payment required. The program provides eligible borrowers with 20% of the purchase price of the

Mar 30, 2023 |

What is Cash to Close?

What is Cash to Close?

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does “Cash to Close” mean? Also called “funds to close,” cash to close denotes the t

Mar 28, 2023 | Purchasing a Home

Understanding the Benefits of Reverse Mortgages: A Guide for Seniors

Understanding the Benefits of Reverse Mortgages: A Guide for Seniors

As you approach retirement age, you may be looking for ways to supplement your income, pay off debt, or cover unexpected expenses. One option that many seniors consider is a reverse mortgage. But what exactly is a reverse mortgage, and how can it benefit

Mar 23, 2023 |

What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

What Fees are Included in Mortgage Closing Costs?

What Fees are Included in Mortgage Closing Costs?

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are these fees and what is it you are paying for? Closing Costs Defined Closing costs are charges for basically all the services it takes to put together a mortga

Mar 14, 2023 | Purchasing a Home